The Trade Association and Industry Voice for UK Investment Managers

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Our members play a crucial role in the economy, helping millions of people achieve their life goals with investments (mainly through workplace pensions) and investing billions into companies and infrastructure projects. They help grow wealth for the country and create 124,800 jobs across the UK investment experts.

Richard has over 30 years’ experience in the industry focused solely on Defined Contribution (DC) pensions and retirement. He began as a DC investment consultant with Towers Perrin in 1991 before joining Fidelity International four years later where he led their workplace proposition team ahead of the introduction of pension freedom and choice. Since leaving Fidelity in 2017 he has been providing strategy consulting to DC providers and asset managers while delivering a research report on retirement advice with NextWealth.

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He is a regular presenter and contributor to financial news channels and has been interviewed on the BBC and Sky. He also writes for the Money Observer and is the author of its Share Sleuth column. A self-confessed ‘companies geek’ he has pored over accounts ever since the 1980s privatisations first lured him into share ownership. He is a member of the Institute of Investment Management and has a BSc in Physics.

Victoria keeps track of major investment and market developments and delivers thoughtful written and video analysis to clients and the media. She joined interactive investor in 2021 from IG Group where she was a market analyst and business news presenter.

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The FAO is dedicated to promoting sustainable food production to help ensure the world’s continued ability to feed itself. One of the ways that the FAO hopes to do this is by promoting aquaponics as a viable way to grow plants and produce healthy foods. It’s a system that combines hydroponics (growing without soil) and aquaculture to create a self-contained farming ecosystem. The ammonia generated by farmed fish is converted to nitrate by specialized bacteria, which is then utilized by plants for growth. These systems can produce a variety of different fruits, vegetables and herbs. Go here

Researchers at the Jacob Blaustein Institutes for Desert Research at Ben-Gurion University of the Negev have developed a closed loop water system that grows both fish and vegetables at the same time. They’ve found that by using the waste from the fish as fertilizer for the vegetable growth, they can increase harvests and reduce energy consumption. The study was published in the journal Resources, Conservation & Recycling.

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While aquaponics is an exciting technology, the environment requires careful monitoring to prevent issues such as bacterial infections or pump failures. This can be very time consuming and labor intensive, especially in larger aquaponics farms. The authors of the new study report on a deep learning model that improves hourly forecasting performance for an aquaponics ecosystem and can be used to inform automated processes that reduce manual intervention. The resulting solution is a step closer to realizing the vision of sensor-based autonomous aquaponics handling.

Physical Therapy For Sports InjuriesPhysical Therapy For Sports Injuries

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Whether it’s a nagging knee injury or a torn hamstring, Therapy for Sports Injuries can take a major toll on your fitness. That’s why it is important to get treatment as soon as possible so you can heal and return to your sport without risking further damage. If you do end up with a sports injury, a physical therapist can help you recover and reduce the risk of future injuries by developing a customized rehabilitation program for your specific needs.

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Depending on the severity of your injury, the physical therapist will prescribe an appropriate treatment plan that may include non-surgical methods such as rest, ice therapy, compression bandages or wraps, elevating the injured area above heart level, and massage therapy with techniques like acupressure or transcutaneous electrical nerve stimulation (TENS). Athletes can also receive cortisone injections to reduce inflammation, platelet-rich plasma (PRP) therapy that uses a concentrated concentration of your blood cells to promote healing and reduce pain and scarring, and proprioceptive training, which improves balance and spatial awareness with structured exercises.

If a sports injury does not respond to conservative treatments, a doctor may recommend surgery. Surgical treatment for sports injuries includes minimally invasive procedures such as arthroscopy that allow the doctor to perform complex surgeries through tiny incisions. However, it is always best to try and avoid surgery whenever possible because surgery can slow down recovery and increase the risk of re-injury.

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A new roof affordable roofing Sunshine Coast can be a significant investment. Understanding the various expenses involved can help you make a more informed decision and plan your budget accordingly.

Roof replacement is often necessary when a home’s roof has reached the end of its useful lifespan. It can also be the result of damage caused by severe weather conditions. Recognising when your roof is at its last stage will enable you to take action before the problem becomes more severe. Some signs of a failing roof include water damage, visible wear and tear, or a leaky or sagging structure. A professional roofer can inspect your roof and advise you on the best course of action.

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The type of roofing material you choose will have a major impact on the overall cost. Metal roofing, for example, is a popular option on the Sunshine Coast because it’s durable and energy-efficient. It’s also made from materials that can withstand harsh weather conditions, including storms and salty sea air. Other options include tile roofing, which is available in concrete or terracotta and offers a classic look with exceptional durability. Tile roofing also has a long life and requires little maintenance, though it can become damaged by extreme weather events.

A good roofing company will offer flexible financing plans to help make your project more affordable. In addition, they can often provide a discount when you bundle other services such as gutter replacement and insulation with your roof replacement.