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The Trade Association and Industry Voice for UK Investment Managers

Our members play a crucial role in the economy, helping millions of people achieve their life goals with investments (mainly through workplace pensions) and investing billions into companies and infrastructure projects. They help grow wealth for the country and create 124,800 jobs across the UK investment experts.

Richard has over 30 years’ experience in the industry focused solely on Defined Contribution (DC) pensions and retirement. He began as a DC investment consultant with Towers Perrin in 1991 before joining Fidelity International four years later where he led their workplace proposition team ahead of the introduction of pension freedom and choice. Since leaving Fidelity in 2017 he has been providing strategy consulting to DC providers and asset managers while delivering a research report on retirement advice with NextWealth.

UK Investment Experts: Leading Financial Advisors to Trust

He is a regular presenter and contributor to financial news channels and has been interviewed on the BBC and Sky. He also writes for the Money Observer and is the author of its Share Sleuth column. A self-confessed ‘companies geek’ he has pored over accounts ever since the 1980s privatisations first lured him into share ownership. He is a member of the Institute of Investment Management and has a BSc in Physics.

Victoria keeps track of major investment and market developments and delivers thoughtful written and video analysis to clients and the media. She joined interactive investor in 2021 from IG Group where she was a market analyst and business news presenter.…

Blog

Exponent Investment Management

Investment Expertise: Exponent provides an independent, fee-based wealth management and advisory service to businesses and individuals. The company helps clients build and manage an investment portfolio that’s tailored to their specific goals, financial situation and current assets. Exponent’s initial assessments include a review of a client’s income sources, savings and retirement accounts.

The company also offers a variety of financial services including wealth planning, tax consulting and employee benefit administration. Exponent’s portfolio of investments includes a range of small to medium-sized companies in various sectors and industries, including financial technology, software and professional services.

The Importance of Financial Education at Exponent Investment Management

Founded in 2004 by four former 3i executives, Exponent is known for its expertise backing family or founder-owned businesses and corporate carve-outs, such as the buyout of Trainline, which was carved out from Virgin, and payments group Fintrax, which it bought back from DCC. The firm also has a strong presence in Ireland, where it has made eight “platform” acquisitions and supported three add-on deals. It recently invested in Kingsbridge Healthcare Group, which owns hospitals and clinics across Northern Ireland, led by surgeons Suresh Tharma and Ashok Songra, to cut NHS waiting lists.

To help investors understand whether a stock is a good buy, AAII’s proprietary equity screener, A+ Investor, provides a comprehensive suite of grades for each of the five key investing factors: Value, Growth, Momentum, Estimate Revisions, and Quality. Click here to get a free copy of A+ Investor.…

Resources

Why It Is Important to Have a Hospital Malpractice Lawyer By Your Side

Medical malpractice is a serious and complex legal area. Even a seemingly minor error can cause permanent injury or death. It is important to have a Tacoma hospital malpractice lawyer by your side, ensuring that you receive the compensation you deserve.

A qualified attorney can help you prove that your doctor failed to meet what is known as the accepted standard of care. This includes thoroughly examining the patient, fully explaining and advising about treatment risks and alternatives, adequately monitoring the condition during recovery, and regularly following up to ensure that symptoms are not worsening.

Tacoma Hospital Malpractice Lawyer: Holding Medical Professionals Accountable

Your attorney will carefully examine your medical records and work with reputable independent healthcare experts to establish that the doctor breached his or her duty of care. This may include a neurosurgeon evaluating spine surgery, an oncologist reviewing cancer detection practices, maternal fetal medicine specialists assessing prenatal care, and anesthesia professionals weighing in on sedation procedures.

Having a strong Tacoma hospital malpractice lawyer by your side improves your chances of obtaining a satisfactory settlement or winning at trial. The lawyer will be able to stop an insurance company from using lowball value estimates and re-negotiate for a fair and reasonable amount of compensation.

Depending on the circumstances, you only have a limited time to file a claim for a medical malpractice injury at Madigan Army Medical Center or any other facility in Washington. The sooner you call a Tacoma hospital malpractice lawyer, the more time your lawyer has to investigate the incident, secure and analyze medical records, interview witnesses and gather other evidence.

Games

Mastering the Daman Game

BDG Game App is a strategic board game that involves a delicate balance of foresight and reaction, captivating players in a duel of offense and defense. To become an exceptional player, a deep understanding of the intricate rules and engaging mechanics is essential. Mastering strategies elevates gameplay, transforming novices into formidable opponents. Whether you play the game in person or online, embracing these tactics will enhance your enjoyment and improve your chances of winning.

Best Online Games That Simulate Real-World Physics

The key to success in Daman is mastering the strategy of blocking and encircling your opponent. To do so, you must occupy critical areas of the board and strategically place your own pieces. In addition, assessing your opponent’s actions and predicting their moves is essential to winning the game. By limiting their options, you can force your rival to make mistakes. To do so, it is important to prioritize establishing dominance over the central parts of the board, which will open up more movement opportunities for your own pieces.

The unpredictability of dice in the game provides an additional element of chance, further enhancing the overall experience and creating a thrilling balance of chance and skill. Embracing both the unpredictability of the dice and the strategic elements at play in the game will lead to more dynamic gameplay experiences. Moreover, embracing both offensive and defensive approaches to the game will foster a more satisfying experience. Hence, it is important to practice regularly and learn from more experienced players.…

Resources

The WBSO Subsidy

The WBSO subsidy is a powerful tool that supports R&D efforts in Dutch companies. The subsidy partly offsets the wage tax and national insurance contributions incurred for development work on a project basis. The amount is based on the number of hours worked, or, for self-employed entrepreneurs, on an estimate of costs and expenses. The WBSO can be applied for 4 times a year.

The development of new products, machines and production processes is expensive. By using the WBSO subsidy, you can lower these costs and invest more in innovation without affecting your profit margin. However, there are a number of conditions you must meet to qualify for the Wbso subsidie. One is accurate time registration, which is why it is important to keep meticulous records.

What Is the WBSO Subsidy? A Complete Guide for Businesses

To apply for the WBSO, you must submit a detailed project description in which you outline the technical challenges that need to be solved. It is also important to keep detailed administration of the R&D hours worked and the associated project expenses. Failure to keep precise administration may result in a penalty or the rejection of your application.

For many companies, this is a substantial administrative burden. Our experts at Prosuma can help you with the entire subsidy process, from preparing the application to setting up the administration and supporting you during an inspection by RVO. We can also take care of the reporting of realized hours and costs after the calendar year to which a WBSO decision relates.…